ABI categories

Cat U - Not recorded . Vehicle is not recorded as being damaged or has no/very little damage.

Cat A - Scrap only. A vehicle which should be totally crushed, including all its spare parts bad credit loans .

Cat B - Dismantle Only. A vehicle from which spare parts may be salvaged, but the bodyshell should be crushed and the car should never return to the road.

Cat C - Repairable.

An extensively damaged vehicle which the insurer has decided not to repair, but which can potentially be repaired to a high standard. The vehicle can be safely and economically repaired either by the motor trade or by an enthusiast using cheaper parts and reduced labour costs.

Cat D - Repairable (inc.Stolen/Recovered).

A damaged vehicle that the insurer has decided not to repair, but which can be repaired and returned to the road. The vehicle can be safely and economically repaired either by the motor trade or by an enthusiast using cheaper parts and reduced labour costs. These often have very little damage and are vehicles which have been replaced under ‘new for old’ insurance schemes or settled quickly to minimise hire charges unsecured loans.

Cat F. A vehicle damaged by fire, which the insurer has decided not to repair. 

Categories A and B are write-offs that are unfit for repair and should never be driven again. These include cars that have been very seriously damaged in an accident, and cars that have been immersed in salt water.

Cars in the C, D, F & U categories could potentially be repaired to a sufficiently high standard.